Posts Tagged ‘home ownership’


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Government Predatory Lending


Tuesday October 6th, 2015   •   Posted by K. Lloyd Billingsley at 5:26am PDT   •   0 Comments

Politicians and pundits like to decry predatory lending, the practice of private banks and credit card companies preying on poor and vulnerable people. Indeed a new federal agency, the Consumer Financial Protection Bureau, was recently established to ride herd on private lenders. As Brad Branan of the Sacramento Bee shows, the worst offenders would…
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Bouncing Checks Fallout of Foreclosure Crisis


Monday April 22nd, 2013   •   Posted by K. Lloyd Billingsley at 9:00am PDT   •   4 Comments

After the mortgage crisis left many homeowners in foreclosure, the federal government cut a $3.6 billion settlement with banks accused of wrongful evictions and such. But now those settlement checks are being returned for “insufficient funds.” As the New York Times noted, the government chose Rust Consulting to distribute the checks. But Rust failed…
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Housing Regulation, Taxation and Population Growth


Wednesday December 29th, 2010   •   Posted by Emily Skarbek at 10:57am PST   •   0 Comments

In a great post over at Economix, Ed Glaeser makes the point that the absence of disastrous housing regulation explains why states like Arizona and Texas have the highest growth rates in population. “The future shape of America is being driven not by quality of life or economic success but by the obscure rules…
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